If this is the case we recommend increasing your committed savings amount to keep your spending less than the cash you have on hand. Over time your reduced spending will increase the cash in your checking account and you’ll be on a path towards greater financial freedom.
Why doesn’t my Safe-to-Spend match my checking account balance?
About the Author: Dan Seethaler
Accounting grad gone software engineer. Passionate about making quality apps that make a difference. Lover of order and function. Husband and father of two.